What are good Practices for safe digital banking?

Safe digital banking involves using reputable banks and apps, securing your internet connection, creating strong passwords, enabling two-factor authentication, updating software regularly, monitoring accounts for suspicious activity, avoiding phishing attempts, using secure websites and apps, securing your devices, and staying informed about cybersecurity threats.

Good practices for safe digital banking include:

1. **Choose reputable banks and apps:** Opt for well-known and trusted financial institutions for your online banking needs.

2. **Secure internet connection:** Use a private and secure internet connection, avoiding public Wi-Fi networks for banking transactions.

3. **Strong passwords:** Create complex and unique passwords for your accounts, and change them regularly.

4. **Two-factor authentication (2FA):** Enable 2FA whenever possible to add an extra layer of security to your accounts.

5. **Regular software updates:** Keep your devices and banking apps up to date with the latest security patches.

6. **Monitor account activity:** Regularly review your account statements and transaction history for any unauthorized or suspicious activity.

7. **Beware of phishing:** Be cautious of emails, texts, or calls requesting personal or financial information, and avoid clicking on suspicious links.

8. **Use secure websites and apps:** Access online banking only through secure websites (https://) and download banking apps from official sources.

9. **Secure your devices:** Use biometric authentication, device encryption, and remote wipe capabilities to protect your devices and data.

10. **Stay informed:** Keep yourself updated on cybersecurity best practices and emerging threats to safeguard your digital banking activities.