How open Bank Account Online?

To open a bank account online in India, you can follow these general steps. Most banks offer online account opening through their websites or mobile apps. 

Here’s a typical process:

1. Choose the Bank and Account Type: Decide on the bank and the type of account (savings, current, salary, etc.) that best suits your needs. Popular banks in India, like SBI, HDFC, ICICI, and Axis, offer online account opening options.

2. Visit the Bank’s Website or App: Go to the bank’s official website or download its mobile app. Look for the “Open Account” or “Apply Now” option.

3. Fill in Personal Details: Complete an online application form with your basic personal details such as name, contact information, address, date of birth, and type of account you wish to open.

4. KYC Verification: For Know Your Customer (KYC) compliance, you will need to upload digital copies of essential documents:

• ID Proof: Aadhaar card, PAN card, or passport.

• Address Proof: Aadhaar card, passport, voter ID, or utility bills.

• Photograph: Recent passport-size photo.

5. Verify Mobile Number and Email: Enter your mobile number and email ID to receive an OTP (One-Time Password) for verification.

6. eKYC Process: Complete electronic KYC (eKYC) by linking your Aadhaar and verifying with OTP. Some banks may ask for a video KYC, where a bank representative verifies your identity through a short video call.

7. Funding the Account: You may be asked to make an initial deposit to activate the account. This can be done through UPI, net banking, or debit card.

8. Receive Account Details: Once the application is verified, you will receive your account number, customer ID, and other necessary details via email or SMS.

Different banks may have specific requirements or steps. For instance, banks like SBI and ICICI require a completed video KYC, while some may offer a fully digital process without needing physical verification.